Islamic Financial Products

Misconceptions and falsehoods

Despite the attention that comes to Islamic finance today it is important to make a number of untruths to conventional wisdom. We will resume here largely views the report-Jouini Pastré. More...

Rules and religious constraints

Muslim investors must follow a number of rules in their daily lives. These are also applicable in the financial sector, whether the retail banking, private banking or investment banking. More ...

Mudaarabah (Partnership Agreement)

Contract mudaarabah is a partnership between two persons, or entity. The principle of this contract is based on the exchange of expertise cons of capital.. More ...

Mucharaka (Partnership Agreement)

The mucharaka, Like the mudaarabah is based on the principle of sharing profits and losses. It is a partnership between one or more participants who invest in a stake in a project or a company. More ...

Murabaha (Financing Fixed Assets)

The murabaha is a contract of sale under which a seller sells an asset to a bank or any of its subsidiaries which then sells to an investor (the borrower) at a price agreed between the parties to the contract. More ...

Ijara or leasing (Asset Finance)

TheIjara is a lease with an option to eventually purchase (Ijara wa 'iktina) And is related to a leasing transaction. More ...

Salam (Project Finance)

Contract salam allows cash purchase of an asset that will be delivered later at a specified date for signature of the contract. The quantity and quality of goods purchased and must be clearly and precisely defined in the contract.

Istina (Project Finance)

Literally istina means "request for production". The principle of theistina is to exchange goods at a given time but with a deferred delivery. More ...

Islamic bonds or sukuk (Project Finance)

The Sukuk is similar to an bond backed by an asset. It can be regarded as a commercial paper which gives the investor a share of ownership in the underlying asset. More ...